यदि आपके पास वेतन पर्ची नहीं है, तो भी आपको व्यक्तिगत ऋण प्राप्त करने के विभिन्न विकल्प उपलब्ध हैं। नियमित बैंकों के अतिरिक्त कई डिजिटल वित्तीय संस्थान हैं जो आय-केंद्रित मूल्यांकन पर ऋण जारी करना संभव हैं। प्रक्रिया में आमतौर पर पहचान प्रमाण दस्तावेज, पते का प्रमाण और बैंक स्टेटमेंट जमा करना शामिल

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